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24768349 Officer, Credit Analyst, China IRAU 薪資面議
上海-浦東新區(qū) 5-10年 本科
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五險一金 定期體檢 績效獎金 年終獎金
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戴女士 9分鐘前在線 已認證
產(chǎn)品經(jīng)理 · 花旗銀行
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職位介紹
The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams. Responsibilities: ? Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration. ? Manages the risk associated with new and existing borrowing relationships through the following: ? Performs spreads of client business financial statements ? Creates Customer Accounting Systems’ through Credit Platform ? Recognizes potential client risk through early warning systems ? Performs periodic financial statement review ? Tracks established financial covenants ? Monitors compliance to borrowing base credit facility ? Accompanies Underwriting Manager on customer site visits (when appropriate) ? Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors. ? Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: ? 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software. ? Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis Education: ? Bachelor’s/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
其他信息
行業(yè)要求：全部行業(yè)

公司簡介

Citibank (China) Co., Ltd. Citi first established an office in China on May 15, 1902, in Shanghai. In April 2007, Citi was among the first international banks to locally incorporate in China. Citi’s locally incorporated entity is known as Citibank (China) Co., Ltd, which is wholly owned by Citibank N.A. Today Citi is a leading international bank in China with footprint in thirteen cities across China (Beijing, Changsha, Chengdu, Chongqing, Dalian, Guangzhou, Guiyang, Hangzhou, Nanjing, Shanghai, Shenzhen, Tianjin, Wuxi). Citi has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions, Citi is the most global of all international banks in China.
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